Open a Bank Account without SSN#

[DaleSVP]

FROM:
http://groups.yahoo.com/group/tips_and_tricks

opening a bank account without a ssn# and associated case law
Posted by: "Pro Se" proseinpa3@yahoo.com
Mon Dec 11, 2006 5:04 pm (PST)
here's bit of case law to help the group:

Whenever a judge has violated a persons rights, the judge has LOST jurisdiction in that action, for he [or she] is no longer ACTING as a judge but is acting only in his [or her ] person... Scheuer v. Rhodes 416 US 232, 94 S. Ct 1683, 1697 (1974)

Ex PAtre Young, 209 Us 123 (1908)

This is not legal advice...but give it a try if you like.

HOW TO OPEN A BANK ACCOUNT WITHOUT A SOCIAL SECURITY NUMBER

I recently tried to open a bank account with my local bank , and when they asked for a SSN, I informed them that I didn't have one. They flatly refused and said that without a SSN that they absolutely could NOT open an account of any kind. I then proceeded thus to convince them that they were in the wrong:

1. I informed them that I had terminated my SSN legally in accordance with 20 CFR 3 A7 404.1905 and

2. I informed them that the bank could not be held legally responsible by anyone for failing to obtain a SSN from me pursuant to31 CFR 103.34(a)(1) and

3. I informed them that under the Internal Revenue Code Section 6041, that they were not even required to provide any taxpayer identification numbers on the Form 1099 that they file with the IRS at the end of the year, and

4. I informed them that pursuant to 26 CFR 301.6109-1(c) that they were under no legal obligation to obtain a SSN from me, and

5. I informed them that 42 USC 408 makes it a FELONY to use threat, duress,or coercion to try to force a person by fear or deceit to provide his SSN in an unlawful manner.

After a brief meeting with the banks controller and legal counsel, I received a phone call stating that I would be allowed to open a checking account. Please pass this information along to your readers, in hopes that it may help someone else who may find themselves in this situation.

[DaleSVP]

Posted from Tips and Tricks Forum
http://groups.yahoo.com/group/tips_and_tricks/

RE: [tips_and_tricks] Financial Institutions that "require no SSN?

More Banking Freedom News for Freedom Loving Non-Violent Americans:

In this State of Ohio the banks now require TINs and state recognition for anything but a personal account. They want something from the Suckretary of State saying you are cornholed into incorporated, sole prop. , or partner. Ahhh.but there is a way around that. The banker was quite insistent but my trick is not to argue. Instead I said, Yes, I understand for we all need to fight terror.? Next.I told the banker, Its a religious organization and no government can define or restrict the practice of religion. Check the state law and you will see. Besides I want NO interest bearing as our organization cannot show a profit. Well.it was like a LIGHT went off! In 3 banks they said, No sweat just give us an EIN number.?

For those of you CHEAP enough to go for INTEREST BEARING ACCOUNTS.I say You must be born STUPID for the INTEREST they give is NOT worth the hassles.?

Ok?.now no worry on the EIN number for I will show you that one too.

Here's an EIN trick: You have to remember you are to tell truth. Let's say your name is Hardy American. Get an EIN number in the name of Hardy American XYZ [where XYZ is something like Education, Religion, Foundation, Organization, Group, Club, Faith but don't use Inc. or Company or Trust as those are linked to government cornholes]. When you fill out EIN application mark down that it is for banking purposes only?. It's the truth as you will soon see. Don't provide very much information for in reality they really don't need much. In the spot for address just put down various meetings in public places?. You can even redefine penalty of perjury and cite religious reasons like Matthew.

So let's say you got Hardy American Club?. Any bank will deposit any check made out to that name duh. But they will also deposit any check made out to Hardy American or even H. American. So whoops a payroll check made out to Hardy could get deposited couldn't it and cashed?

However in most cases no court levy [except tax levy] against Hardy American himself will be honored by the bank for the bank will reject because the names are not the same remember its Hardy American Club on the account. Very handy for judgments in credit card debt huh?

Next warning the bank will require an SSN from anyone who is a signature on the account. Now the famous 3 letter boy's [LEVY] consider ANY money in ANY account with a SIGNATORY PARTY SSN as THEIRS! So be careful and banks grant those boys a lot of leeway. In other words IF a targeted party's SSN shows up as ANY signatory party on any account, the money is GONE flat out.

Trick: Get someone CLEAN? you know to be the SIGNATORY party on the account. Remember NON INTEREST BEARING CHECKING ACCOUNT. You don't need to be a signatory on the checking account IF you have checks. Why? You can sign a check with the ANY name and the bank will honor it. Yep I've signed checks SUPERMAN in big bold letters and a bank will honor it. In the words of a banker, We honor until questioned.? So WHO CARES what name is on the SSN signatory card IF you can write all the checks anyway. Ha Ha

Trick 2: Get the signatory party to grant you a power of attorney specifically mentioning that account number and walk in and cash checks too!

[DaleSVP]

A bank may NOT deny opening an account for lack of a Social Security Number:
1.) It is a Felony to "compel the disclosure of the Social Security number" as found in USC Title 42:
USC Title 42, Chapter 7, Subchapter II, SS 408 (a)(8)
(a) In general
Whoever—
(8) discloses, uses, or compels the disclosure of the social security number of any person in violation of the laws of the United States; shall be guilty of a felony and upon conviction thereof shall be fined under title 18 or imprisoned for not more than five years, or both.

2.) Terminate SSN legally in accordance with 20 CFR 3 A7 404.1905
20 CFR 3 A7 404.1905

§ 404.1905 Termination of agreements. Each agreement shall contain provisions for its possible termination. If an agreement is terminated, entitlement to benefits and coverage acquired by an individual before termination shall be retained. The agreement shall provide for notification of termination to the other party and the effective date of termination.

BENEFIT
3.) This bank can not be held legally responsible by anyone for failing to obtain a SSN from me pursuant to 31 CFR 103.34(a)(1) 31 CFR 103.34(a)(1) § 103.34 Additional records to be made and retained by banks. (a)(1) With respect to each certificate of deposit sold or redeemed after May 31, 1978, and before October 1, 2003, or each deposit or share account opened with a bank after June 30, 1972, and before October 1, 2003, a bank shall, within 30 days from the date such a transaction occurs or an account is opened, secure and maintain a record of the taxpayer identification number of the customer involved; or where the account or certificate is in the names of two or more persons, the bank shall secure the taxpayer identification number of a person having a financial interest in the certificate or account. In the event that a bank has been unable to secure, within the 30-day period specified, the required identification, it shall nevertheless not be deemed to be in violation of this section if (i) it has made a reasonable effort to secure such identification, and (ii) it maintains a list containing the names, addresses, and account numbers of those persons from whom it has been unable to secure such identification, and makes the names, addresses, and account numbers of those persons available to the Secretary as directed by him. A bank acting as an agent for another person in the purchase or redemption of a certificate of deposit issued by another bank is responsible for obtaining and recording the required taxpayer identification, as well as for maintaining the records referred to in paragraphs (b) (11) and (12) of this section. The issuing bank can satisfy the recordkeeping requirement by recording the name and address of the agent together with a description of the instrument and the date of the transaction. Where a person is a non-resident alien, the bank shall also record the person’s passport number or a description of some other government document used to verify his identity.

4.) Pursuant to IRC section 6041, this bank is not even required to provide any taxpayer identification numbers on the Form 1099 that they file with the IRS at the end of the year.
IRC 6041
(a) Payments of $600 or more
All "persons" engaged in a "trade or business" and making payment in the course of such trade or business to another person, of rent, salaries, wages, premiums, annuities, compensations, remunerations, emoluments, or other fixed or determinable gains, profits, and income (other than payments to which section 6042 (a)(1), 6044 (a)(1), 6047 (e), 6049 (a), or 6050N (a) applies, and other than payments with respect to which a statement is required under the authority of section 6042 (a)(2), 6044 (a)(2), or 6045), of $600 or more in any taxable year, or, in the case of such payments made by the United States, the officers or employees of the United States having information as to such payments and required to make returns in regard thereto by the regulations hereinafter provided for, shall render a true and accurate return to the Secretary, under such regulations and in such form and manner and to such extent as may be prescribed by the Secretary, setting forth the amount of such gains, profits, and income, and the name and address of the recipient of such payment.
NOTE:
Definition of "person" at IRC 6041A(d)(1):
(d)(1)The term “person” includes any governmental unit (and any agency or instrumentality thereof).
Definition of "Trade or Business" USC Title 26, 7701 (a)(26)
(26) Trade or business
The term “trade or business” includes the performance of the functions of a public office.

[crow555]

hello dalesvp, i read your comments and am very intrigued. i am in the process of becoming a sovereign citizen, would be really appreciative to to you, if you could tell me step me step by step the process of terminating my SSN. i find that having the number creates a rebuttable presumption which overrides sovereignty, can you help me please? thank you very much!

[DaleSVP]

Sorry, I don't have that information. There are people out there who claim they can do this with or for you.